Client Risk Assessment Score

Risk Profiling Questionnaire

Q.1 Kindly describe the type of your family.

Retired
Nearing Retirement
Matured Family
Young Family
Single

Q.2 If Market corrects by 20% but there is no change into the fundamental strength of your investment, what would you do?

I will withdraw all money from the investment and transfer it to bank FD.
I will withdraw and transfer some of the investment into secured investment portfolio.
I will wait till the losses are covered and then will move to the secured investment
I will keep my investments as it is originally aimed at.
I will invest further considering the downturn as an opportunity

Q.3 Please describe your attitude towards risk and return.

I am a very low risk taker, I need the Safety & security.
I am a low risk taker.
I am an average risk taker, not overly concerned with security.
I am a high risk taker, short term security is not an issue for me.
I am a very high risk taker, security is not a concern to me.

Q.4 As an investor I would describe myself as:

A very inexperienced.
A fairly inexperienced.
A fairly experienced.
An experienced.
A very experienced.

Q.5 Corrections into the markets are normal. How much fall into your portfolio would make you uncomfortable?

Any fall would make me feel uncomfortable
5%
10%
15%
25% and above

Q.6 Investment Horizon: How many years will you allow your investments to grow before you will need to start significant withdrawals?

Less than 1 year
1 to 2 years
3 to 5 years
6 to 10 years
10 years plus

Q.7 Is your family sufficiently secured to face any unforeseen eventualities?

I have not taken any insurance coverage
I have not taken enough life insurance coverage
I have taken enough life insurance cover for me
I have taken enough life insurance cover for me and my family
Along with life insurance for self I have insured for major assets. (life house, vehicle)

Q.8 Which of the following portfolio will you prefer? (the band is the probable range of return into next one year.)

Profit 8%
Loss -2% profit 10%
Loss -7% profit 15%
Loss-12% profit 20%
Loss -17% profit 25%

Q.9 If there is a loss into the portfolio due to some external factors leading to market correction, assuming the fundamental Strengths of the economy, asset class and product remain the same, how long will you wait before liquidating your portfolio?

less than 3 months
Up to 6 months
Up to 12 months
Up to 2 years
Up to 3 years or more

Q.10 Do you take loan to invest into the financial markets?

Never
Sometimes if I get a safe bet
Yes but a very limited portion of it
Frequently
Always

Risk assessment is a very subjective matter dependent on many factors and circumstances. Further, the risk assessment /profile of a person is likely to change over time and upon happening of any life-style changes, life-events, etc. The above questionnaire is one of the many tools /approaches that one can use to determine a risk profile that matches you. While due care and consideration is taken in preparation of the above questionnaire, there is no guarantee that the risk profile outcome is the 'right' one for you. The above document is not recommendary in nature and is intended to be and must not taken as the basis of any investment decision. There is no investment advice or solicitation of any financial product. Investors are advised to exercise due caution and take proper expert guidance before making any investment decisions.

Disclaimer